gaylordhub.com

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 05-18-2006

MORTGAGOR(S): Daniel Schmidt A/K/A Daniel J. Schmidt and Terri Schmidt, husband and wife.

MORTGAGEE: Amerifirst Home Improvement Finance

SERVICER: Associates Financial Services

MORTGAGE ID #: n/a

DATE AND PLACE OF RECORDING: Recorded June 06, 2006, Sibley County Recorder, Document No. A-206241.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Dated:August 25, 2006, Recorded September 01, 2006, Sibley County Recorder, Document No. A-207247.

LEGAL DESCRIPTION OF PROPERTY:
Beginning at a point 570.8 feet West and 20 feet South of the center of Section 6, Township 112, Range 29, thence due South 85 feet, thence due West 142 feet more or less to the right-of-way line of Sibley County State Aid Road No. 1 as the same is now laid out and situated, thence North along the East right-of-way line of said Sibley County State Aid Road No. 1 for a distance of 85 feet, thence East 142 feet more or less to and terminating at the given point of beginning, Sibley County, Minnesota.

TAX PARCEL NO.: 37.0654.030

ADDRESS OF PROPERTY:
401 Main St S
Winthrop, MN 55396

COUNTY IN WHICH PROPERTY IS LOCATED: Sibley

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,300.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,945.19

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Thursday, February 04, 2010, 10:00 a.m.

PLACE OF SALE: Sheriff’s Office, City of Gaylord

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 08-04-2010 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: December 02, 2009

CitiMortgage, Inc.
Assignee of Mortgagee
Peterson, Fram & Bergman, P.A.
By: Steven H. Bruns
Attorneys for:
CitiMortgage, Inc.
Assignee of Mortgagee
55 E. 5th St., Suite 800
St. Paul, MN 55101
(651) 291-8955

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

12890-090826

Publish Dec. 10, 17, 24, 31, 2009, Jan. 7, 14, 2010