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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 7, 2002

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,000.00

MORTGAGOR(S): James Flannery and Kristine Flannery, Husband and Wife

MORTGAGEE: State Bank of Young America

LENDER: State Bank of Young America

SERVICER: KleinBank

DATE AND PLACE OF FILING: Filed June 12, 2002, Sibley County Recorder, as Document Number A 187073

LEGAL DESCRIPTION OF PROPERTY: Part of the N 1/2 of the SE 1/4 of Section 18, Township 114, Range 26, Sibley County, Minnesota described as follows: Commencing at the northwest corner of said SE 1/4 of Section 18 (as monumented); thence Southerly along the west line of said SE 1/4 1089.74 feet; thence Easterly deflecting left 89 degrees 03 minutes 41 seconds 1102.72 feet to a point on the northerly right-of-way line of Trunk Highway Number 25, said point being the point of beginning of the tract to be described; thence continuing Easterly along said northerly right-of-way line deflecting left 00 degrees 00 minutes 00 seconds 217.00 feet; thence Northerly deflecting left 90 degrees 00 minutes 00 seconds 105.00 feet; thence Westerly deflecting left 90 degrees 00 minutes 00 seconds 217.00 feet; thence Southerly deflecting left 90 degrees 00 minutes 00 seconds 105.00 feet to the point of beginning. This tract contains 0.52 acres of land and is subject to any and all easements of record.

PROPERTY ADDRESS: 36380 State Hwy 25, Green Isle, MN 55338

PROPERTY IDENTIFICATION NUMBER: 34.0175.000

COUNTY IN WHICH PROPERTY IS LOCATED: Sibley

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $127,180.48

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 15, 2009, 10:00am

PLACE OF SALE: Sheriff’s Main Office, 319 Park, Gaylord, MN 55334

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 24, 2008

KleinBank as successor by merger to the State Bank of Norwood Young America
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, LLP
BY Lawrence P. Zielke – 152559
Diane F. Mach – 273788
Kristine M. Spiegelberg – 308845
Melissa L. Baldridge Porter-0337778
Attorneys for Mortgagee
12550 West Frontage Road, Ste. 200
Burnsville, MN 55337
(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

Published Dec. 4, 11, 18, 25, 2008, Jan. 1, 8, 2009