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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 7, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00

MORTGAGOR(S): Lori R. Kosse and Donald R. Kosse, Wife and Husband

MORTGAGEE: First Franklin Financial Corp.

LENDER: First Franklin Financial Corp.

SERVICER: Saxon Mortgage Services, Inc.

DATE AND PLACE OF FILING: Filed May 14, 2004, Sibley County Recorder, as Document Number A197317

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2004-FFH2 by Saxon Mortgage Services, Inc. as its attorney-in-fact

LEGAL DESCRIPTION OF PROPERTY: Lot 8, in Block 1, In Matz Addition to the City of Arlington

PROPERTY ADDRESS: 401 2nd Ave, Arlington, MN 55307

PROPERTY IDENTIFICATION NUMBER: 310471000

COUNTY IN WHICH PROPERTY IS LOCATED: Sibley

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $183,729.95

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 18, 2008, 10:00am

PLACE OF SALE: Sheriff’s Main Office, 319 Park, Gaylord, MN 55334

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 3, 2008

Wells Fargo Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2004-FFH2 by Saxon Mortgage Services, Inc. as its attorney-in-fact
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, LLP
By Lawrence P. Zielke – 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg – 308845
Melissa L. Baldridge Porter-0337778
Attorneys for Mortgagee
12550 West Frontage Road, Ste. 200
Burnsville, MN 55337
(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States

Published Nov. 6, 13, 20, 27, Dec. 4, 11, 2008